Does Insurance Cover LASIK Eye Surgery?
Apr 26, 2022 • All articles

Does Insurance Cover LASIK Eye Surgery?

Does insurance cover LASIK eye surgery? That’s a question many people have when considering laser vision correction.

LASIK eye surgery is an elective medical procedure that can correct common vision problems, including myopia (nearsightedness), hyperopia (farsightedness), and astigmatism (blurry vision at all distances). LASIK is a life-changing procedure as it can reduce or even fully eliminate dependency on glasses and contacts, a feeling that’s priceless.

At Greenberg LASIK, we’ve been performing vision correction procedures for over 20 years. Dr. Jason Greenberg is the most experienced LASIK surgeon in Louisville, Kentucky and Indianapolis, Indiana, having completed more than 80,000 procedures.

Below, we review all you need to know about whether insurance covers LASIK as well as the financing options we have available at Greenberg LASIK to make laser vision correction as accessible as possible.

Does Insurance Cover LASIK?

LASIK eye surgery is widely regarded as an elective medical procedure. Since glasses and contacts are seen as a suitable solution to common vision problems, LASIK is not seen as necessary and so insurance companies rarely cover the complete cost of the procedure.

However, more insurance plans are beginning to offer discounts on LASIK and other vision correction procedures. According to WebMD, some plans with cover up to 50% of the cost, especially if you choose a surgeon in your preferred provider network. If you’re in the Louisville, Kentucky and Indianapolis, Indiana areas, then Greenberg LASIK may be included in your provider network.

Additionally, it may be possible to buy an add-on vision plan to your existing insurance to reduce the cost of LASIK even further.

Similarly, both health savings account (HSAs) and flexible spending accounts (FSAs) can allow you to put a portion of your pre-taxed income towards an elective medical procedure like LASIK to further offset the overall cost to you.

Financing Options at Greenberg LASIK

Even if your insurance doesn’t cover LASIK or will only fund a portion, there are other options available to you. At Greenberg LASIK, we strive to make our procedures as accessible as possible, and one way we do that is through our flexible financing offers.* This allows you to get LASIK today and pay for your procedure tomorrow.

We offer LASIK starting at $199** per eye, and we also have a lowest price guarantee.*** That means if you find a vision correction provider offering the same services at a lower price than Greenberg LASIK, not only will we match the price, but we’ll also take an additional $100 off your procedure to make sure you’re getting the best deal possible.

Our team will review all of your financing options as well as if your insurance provider can help offset the cost of LASIK when you come in for a free, no-obligation consultation. We’ll also be able to determine your candidacy and recommend the best procedure to suit your visual needs.

If you’re looking to get LASIK in the Louisville, Kentucky and Indianapolis, Indiana areas, then be sure to book your free consultation with Greenberg LASIK to get started on your journey to clear vision.

*Subject to credit approval. Minimum monthly payments required. Ask for details.

**$199 per eye price applies to patients receiving treatment between 0 and -1.00 diopter with between 0 and -0.25 diopter of astigmatism, performed with the traditional excimer laser. Promotional price does not apply if you have had a previous vision correction procedure.

***Please note the following with regards to the Lowest Price Guarantee:

  • Refunds will not be provided after the procedure has been completed
  • The Lowest Price Guarantee offer cannot be combined with any other offer
  • Candidacy for vision correction and procedure type must be determined solely by Greenberg LASIK